WHY WE GATHER
BUILT FOR GROWTH. CONNECTION. AND BELONGING
DML Fest 2026 is a three-day celebration of the work we do and the people we do it with. We’re leaning into performance, empowerment and the tools that help us excel. Expect dynamic learning sessions, real time to reconnect with colleagues across the organization, and moments that strengthen our sense of belonging and shared mission.

LOOK AT THE PAST
A LOOK BACK AT THE FUN, BEFORE WE DO MORE OF IT.

THREE DAYS, ONE TEAM
THE AGENDA
DAY 01 • ARRIVAL & WELCOME

Wednesday, October 21
THREE DAYS, ONE TEAM
THE AGENDA
DAY 01 • ARRIVAL &
WELCOME
Wednesday, October 21
11:00 a.m.-12:00 p.m. | Lunch & Check-In at Corp
- Reconnect with colleagues, meet new team members, and get settled before an exciting three days of learning, collaboration, and celebration.
12:00 p.m.-12:15 p.m. | Welcome to DML Fest Presented by Michael Naylor
- An energizing kickoff outlining the vision for DML Fest and our collective focus on growth, innovation, teamwork, and doing more loans.
12:15 p.m.-12:45 p.m. | State of the Industry Presented by Chris Naylor & Dean Johnson
- Gain valuable insights into current market trends, opportunities, and challenges impacting our business and how DML is positioned to win in today’s environment.
12:45 p.m.-1:15 p.m. | Ice Breaker Hosted by Dean Johnson
- Rapid-fire networking designed to spark new connections, share success stories, and discover opportunities to collaborate across departments and branches.
1:15 p.m.-1:45 p.m. | Break
- Grab a coffee/drink, stretch your legs, and recharge for the afternoon sessions.
1:45 p.m.-2:30 p.m. | Sales Panel Discussion Hosted by Dean Johnson
Tactics from Top Producers: How to Do More Loans
Topics include:
- Growth surges and production strategies
- Branch Managers Best Practices
- How are you using AI
- Winning in today’s market
2:30 p.m.-2:45 p.m. | Break
- Take a moment to refresh, check messages, and prepare for the next session.
2:45 p.m.-3:30 p.m. | nCino: Sales & Operations Workshop
Leveraging Technology to Do More Loans
- Explore practical tools and workflows designed to create efficiencies, reduce friction, and improve the customer experience.
3:45 p.m.-4:30 p.m. | Marketing – State of the Marketing Department – what’s been built to do more loans past and future:
- The DML Way: the workflow spine behind every lead, in process file, closing, and survey. Plus Customer Intelligence, CI+ and refi in process
- The new pipeline view: if you have been living in a spreadsheet, this one is for you
- The Stack decoded: Mortgage Coach, Homebot, CredEvolve, Box + Bestow. What each does for you, and where to learn more
- Brand, web, and visibility: new corporate site, new LO sites, Marketing Hub, Google Business Profile cleanup, and where DML ranks in AI search
- Social Media: management, weekly prompts, and the growth numbers
- D2LO rebuilt: new funnel, state to LO routing, and the actions you can take today
- Data: The 360 dashboard and alerts that tell you who to call
- Where we are headed: lead management upgrades, servicing inside TE, social collaboration, better branch and LO search, and proactive plays for recruiting, business growth, and post close
- Bring your ideas: we are running a Box + Bestow survey live. Tell us what post close gifts should look like.
4:30 p.m.-8:00 p.m. | Halloween Bash & Welcome Celebration
Kick off DML Fest in style!
- Halloween costume contest
- Food and drinks
- Music and entertainment
- Networking and team bonding
- Signature DML Crush Cocktail
Costume Contest Categories
- Most Original
- Best Mortgage-Themed Costume
- Best Team/Group Collaboration
*Plus ones welcome.*
DAY 02 • LEARN & BUILD1
Thursday, October 22
DAY 02 • LEARN & BUILD1
Thursday, October 22
8:00 a.m.-10:00 a.m. | Coffee Truck & Continental Breakfast
- Start the morning with fresh coffee, breakfast favorites, and casual conversation.
10:00 a.m.-11:30 a.m. | Operations Breakout Sessions
- Part I
- Growing Your Pipeline with 203(k) Loans
Presented by Margie Winkelman & Rosy Varisco
- Growing Your Pipeline with 203(k) Loans
Learn how this often-underutilized product can expand opportunities for borrowers while helping increase production.
- Part II
- Operational Efficiencies: Doing More with Current Tools
Presented by Sue Faulkner, Christine Rossiter, Stacy Tafro & Chris Corno
- Operational Efficiencies: Doing More with Current Tools
Practical strategies and system tips that create capacity, streamline workflows, and improve productivity.
11:30 a.m.-12:00 p.m. | Break
- Enjoy a snack, stretch your legs, and take a moment to check in before the next activity begins.
12:00 p.m.-12:45 p.m. | Lunch
- Network with teammates from across the organization while enjoying lunch together.
1:00 p.m.-3:00 p.m. | Guest Speaker: Dr. Arman Taghizadeh (Dr. T)
Live Presentation & Interactive Q&A
Focus on What You Can Control to Do More Loans
Topics include:
- Effort
- Attitude
- Communication
- Customer Experience
- Accountability
- Teamwork and Collaboration
- Developing a High-Performance Mindset
An inspiring and practical session designed to help attendees maximize both personal and professional success.
3:00 p.m.-3:30 p.m. | Break
- Celebrate the day’s wins, and yes, now’s your chance to return those calls guilt-free!
3:30 p.m.-4:30 p.m. | All Things Secondary
Gain valuable insight into:
- Products and pricing
- The pricing engine
- Tips and tricks from Secondary
- Market outlook for 2027
5:00 p.m.-8:00 p.m. | Inverness Brewery Social
- Relax, connect, and strengthen relationships outside the office while enjoying an evening at Inverness Brewery.
*Uber codes will be provided for transportation.*
*Plus ones are welcome.*
DAY 03 • SEND-OFF1
Friday, October 23
DAY 03 • SEND-OFF1
Friday, October 23
8:00 a.m.-9:15 a.m. | Coffee Truck & Continental Breakfast
- Grab your favorite beverage and enjoy one final morning of networking before closing out DML Fest.
9:15 a.m.-10:30 a.m. | Tech Session – Five Time-Saving Encompass Tips to Do More Loans
Learn practical techniques that can immediately save time and improve efficiency.
Featured topics:
- Loan Copy Tool
- Loan Open Message
- Bulk Document Upload Options
- Pipeline Management Tips & Tricks
- Easy Adverse Action Workflows
- Keeping Your Pipeline Clean
- Live Q&A
10:30 a.m.-11:00 a.m. | Break
- Grab a snack, mingle with teammates, and take care of any quick to-dos before we move forward.
11:00 a.m.-12:30 p.m. | Q3 Recognition Celebration & Company Update Celebrating Our MVPs
Join us as we recognize the people and teams driving DML’s success.
Highlights include:
- Q3 achievements
- Team accomplishments
- Top performers
- Company updates
- Looking ahead to year-end goals
12:45 p.m.-1:00 p.m. | Depart for Volo
- Transportation loads and departure.
1:30 p.m.-7:00 p.m. | DML Field Day, Crab Feast & Celebration
Close out DML Fest with an unforgettable afternoon focused on fun, competition, and team spirit.
Activities include:
- Team Games
- Friendly Competitions
- Crab Feast
- Music & Dancing
- Team Celebration
*Bus transportation will be available for Field Day and the Crab Feast.*
*Plus ones welcome.*
DESTINATION DETAILS
DML FEST 2026
We’re excited to show off Direct Mortgage Loans’ hometown – Baltimore, MD.

Destination
DML Fest 2026 will take place at the Corporate office in Hunt Valley, Maryland – just north of Baltimore, Maryland by 20 minutes.

Reservations
We have two hotel options this year, both in Baltimore Hunt Valley: Residence Inn by Marriott and Embassy Suites by Hilton.
Questions? Contact: Jamie Lopez
Option 1
Residence Inn
Marriott
Option 2
Embassy Suites
Hilton

Transportation
The Residence Inn and Embassy Suites are both located ~ 30 minutes from BWI Airport – and just a few minutes from the corporate office.
Uber codes will be provided for Inverness, and bus transportation will be available for Field Day and the Crab Feast.

What To Pack
Keep it business casual and show your DML spirit! We encourage everyone to wear DML shirts or DML colors throughout the event. On the Day of Fun, we’ll be providing you with a special DML shirt.
Remember: Maryland weather can be unpredictable. Check the forecast before you pack to ensure you’re prepared for any conditions.
- Business Casual
- DML Gear
- Laptop Charger
- Comfortable Shoes
- Jacket For Evenings
- Halloween Costume














